6803 Souder StPhiladelphiaPA19149
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6803 Souder St, Philadelphia, PA, 19149 in Philadelphia: $1,962/mo in rent, $389/mo in net income, 9.81% gross yield, 1.82 DSCR, all at $240,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $66,308 in appreciation and $2,210/yr in principal paydown projects total cumulative return of $116,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.8% |
| Monthly Cash Flow | $389 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,962 |
| Total Monthly Debt Service | $1,477 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1950
1,249 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19149, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,933 (100%) |
| Owner Occupied HU | 10,396 (52.2%) |
| Renter Occupied HU | 8,672 (43.5%) |
| Vacant Housing Units | 865 ( 4.3%) |
| Median Home Value | $219,193 |
| Average Home Value | $264,861 |
Housing Distribution
Address Breakdown
Residential
19,078
Single Family
18,760
Multi-Family
318
Businesses
857
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1950
1,249 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19149, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,933 (100%) |
| Owner Occupied HU | 10,396 (52.2%) |
| Renter Occupied HU | 8,672 (43.5%) |
| Vacant Housing Units | 865 ( 4.3%) |
| Median Home Value | $219,193 |
| Average Home Value | $264,861 |
Housing Distribution
Address Breakdown
Residential
19,078
Single Family
18,760
Multi-Family
318
Businesses
857
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2574086