68-90 Au St #E108WaialuaHI96791
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Waialua rental at 68-90 Au St #E108, Waialua, HI, 96791 sits in the solid-income band: 9.13% gross yield, $3,056/mo rent, $739/mo net after the $1,806/mo debt service, DSCR 1.69. Entry price of $401,700 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,982 and $3,700/yr in principal reduction bring total cumulative return to $199,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $739 | $1,500 |
City averages based on Waialua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,056 |
| Total Monthly Debt Service | $2,158 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices