68-451 Crozier DrWaialuaHI96791
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Waialua at 68-451 Crozier Dr, Waialua, HI, 96791 projects strong ROI of 6.84%. Rental yield 2.99%. With 5% annual appreciation, the property builds $628,541 in value over five years. Equity growth combined delivers a projected five-year ROI of 49.5%, translating into $318,159 in total cumulative return on $642,688 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.0% |
| Monthly Cash Flow | $(8,464) | $1,500 |
City averages based on Waialua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,666 |
| Total Monthly Debt Service | $13,225 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: D'Arcy S Kerrigan • Coldwell Banker Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202511582
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-13 22:24:24 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd