678 McCrary RdMolenaGA30258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 678 McCrary Rd, Molena, GA, 30258 in Molena deserves attention. This $215,000 property earns $2,836/mo in rent, a 15.83% gross yield, and nets $1,510/mo after the $967/mo payment. DSCR 2.93 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $59,401 compounds alongside $1,980/yr in yearly equity build, for a total cumulative return of $178,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 8.0% |
| Monthly Cash Flow | $1,510 | $300 |
City averages based on Molena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,836 |
| Total Monthly Debt Service | $1,240 |
| DSCR Ratio | 2.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
2.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30258, Molena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 890 (76.0%) |
| Renter Occupied HU | 159 (13.6%) |
| Vacant Housing Units | 122 (10.4%) |
| Median Home Value | $262,977 |
| Average Home Value | $302,067 |
Housing Distribution
Address Breakdown
Residential
1,044
Single Family
1,044
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
2.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30258, Molena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 890 (76.0%) |
| Renter Occupied HU | 159 (13.6%) |
| Vacant Housing Units | 122 (10.4%) |
| Median Home Value | $262,977 |
| Average Home Value | $302,067 |
Housing Distribution
Address Breakdown
Residential
1,044
Single Family
1,044
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices