6777 County Road 18AlmaNY14708
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 6777 County Road 18, Alma, NY, 14708 in Alma: $3,119/mo in rent, $2,191/mo net, 26.92% gross yield, all on a $139,000 acquisition. The 4.99 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $38,403 in value, and $1,280/yr in principal paydown steadily builds equity. Projected total cumulative return: $194,024.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 26.9% | 6.2% |
| Monthly Cash Flow | $2,191 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,119 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 3.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14708, Alma, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 111 (100%) |
| Owner Occupied HU | 52 (46.8%) |
| Renter Occupied HU | 7 ( 6.3%) |
| Vacant Housing Units | 52 (46.8%) |
| Median Home Value | $102,778 |
| Average Home Value | $185,817 |
Housing Distribution
Address Breakdown
Residential
64
Single Family
64
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14708, Alma, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 111 (100%) |
| Owner Occupied HU | 52 (46.8%) |
| Renter Occupied HU | 7 ( 6.3%) |
| Vacant Housing Units | 52 (46.8%) |
| Median Home Value | $102,778 |
| Average Home Value | $185,817 |
Housing Distribution
Address Breakdown
Residential
64
Single Family
64
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices