677 Elm StSan JoseCA95126








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in San Jose at 677 Elm St, San Jose, CA, 95126 offers $3,780/mo rent that, after a $4,405/mo payment. Total monthly income is $3,780/mo. Return on cash invested measures 12.82% in year one, and rental yield stands at 5.04% at a $899,999 entry. Equity gained on principal adds $5,808/yr while 5% annual appreciation compounds into $248,653 by year five. Five-year ROI records 64.77% and total cumulative return in cash reaches $191,783. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,780/mo property income versus a $4,405/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95126, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,368 (100%) |
| Owner Occupied HU | 4,905 (26.7%) |
| Renter Occupied HU | 12,253 (66.7%) |
| Vacant Housing Units | 1,210 ( 6.6%) |
| Median Home Value | $1,438,605 |
| Average Home Value | $1,482,739 |
Housing Distribution
Address Breakdown
Residential
17,293
Single Family
10,636
Multi-Family
6,657
Businesses
1,415
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Listed by: Helen He • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls ID: #ML82025523








