420 Midway Ranch RdBoulder CreekCA95006
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder420 Midway Ranch Rd, Boulder Creek, CA, 95006 in Boulder Creek is a stable, well-positioned rental at $765,000. Rental yield 7.39%. DSCR 1.37 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $211,355 in value and $7,046/yr in principal paydown builds equity, a total projected return of $288,610.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $(22) | $1,500 |
City averages based on Boulder Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,710 |
| Total Monthly Debt Service | $4,428 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95006, Boulder Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 3,006 (66.2%) |
| Renter Occupied HU | 1,059 (23.3%) |
| Vacant Housing Units | 476 (10.5%) |
| Median Home Value | $854,828 |
| Average Home Value | $977,453 |
Housing Distribution
Address Breakdown
Residential
3,673
Single Family
3,649
Multi-Family
24
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95006, Boulder Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 3,006 (66.2%) |
| Renter Occupied HU | 1,059 (23.3%) |
| Vacant Housing Units | 476 (10.5%) |
| Median Home Value | $854,828 |
| Average Home Value | $977,453 |
Housing Distribution
Address Breakdown
Residential
3,673
Single Family
3,649
Multi-Family
24
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Madani Team • Room Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82013891