676 County Road 2HallettsvilleTX77964
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 676 County Road 2, Hallettsville, TX, 77964 in Hallettsville. Rental yield 7.41%. The 1.37 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $78,740 and $2,625/yr in principal reduction project total return of $91,991.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(267) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,759 |
| Total Monthly Debt Service | $1,913 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
3.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77964, Hallettsville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,498 (100%) |
| Owner Occupied HU | 2,754 (61.2%) |
| Renter Occupied HU | 798 (17.7%) |
| Vacant Housing Units | 946 (21.0%) |
| Median Home Value | $322,397 |
| Average Home Value | $438,854 |
Housing Distribution
Address Breakdown
Residential
3,759
Single Family
3,672
Multi-Family
87
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
3.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77964, Hallettsville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,498 (100%) |
| Owner Occupied HU | 2,754 (61.2%) |
| Renter Occupied HU | 798 (17.7%) |
| Vacant Housing Units | 946 (21.0%) |
| Median Home Value | $322,397 |
| Average Home Value | $438,854 |
Housing Distribution
Address Breakdown
Residential
3,759
Single Family
3,672
Multi-Family
87
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HAR
Mls ID: #36347990