675 Plum DrSanta RosaCA95404
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 675 Plum Dr, Santa Rosa, CA, 95404 in Santa Rosa earns a 8.94% gross yield at $1,067,500. Rent of $7,949/mo nets $1,345/mo after the $4,800/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $294,931 and $9,832/yr in equity accumulation project a total cumulative return of $491,371.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.0% |
| Monthly Cash Flow | $1,345 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,949 |
| Total Monthly Debt Service | $6,179 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
1.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
1.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices