672 Castro St #674San FranciscoCA94114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Francisco rentals match the income profile of 672 Castro St #674, San Francisco, CA, 94114. Listed at $1,109,000, gross rent is $10,434/mo and net cash flow is $2,952/mo, a 11.29% yield well above national averages. DSCR 2.09 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $306,396 by year five with $10,214/yr in annual principal reduction, projecting $613,119 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 4.5% |
| Monthly Cash Flow | $2,952 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,434 |
| Total Monthly Debt Service | $7,041 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4,120 sqft lot
$N/A/sqft
$622 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4,120 sqft lot
$N/A/sqft
$622 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin L. Kropp • Vanguard Properties
Mls Name: SFAR
Mls Provider:
Mls ID: #425065560
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.