








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Troy at 671 Creek Rd, Troy, VA, 22974 uses $124,313 cash to close to unlock $6,194/yr annual cash flow and $516/mo monthly cash flow. Total monthly income runs $2,796/mo, and a $1,835/mo payment keeps the spread at $516/mo. Purchase price stands at $375,000, and rental yield measures 8.95% with $2,796/mo rent. Return on cash invested shows 24.89% in year one, and 5% annual appreciation builds toward $103,606 over five years. Five-year ROI reaches 129.44% and total cumulative return in cash records $160,911. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,796/mo property income covering a $1,835/mo payment rather than investor’s personal income.
Single Family
Built in 2002
10.14 Acres lot
$N/A/sqft
$463 annually HOA
Neighborhood data shown for ZIP Code: 22974, Troy, VA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,973 (100%) |
| Owner Occupied HU | 1,603 (81.2%) |
| Renter Occupied HU | 287 (14.5%) |
| Vacant Housing Units | 83 ( 4.2%) |
| Median Home Value | $394,898 |
| Average Home Value | $460,078 |
Residential
1,828
Single Family
1,828
Multi-Family
0
Businesses
161
Date | Event | Price |
|---|---|---|
| 2025-10-07 | Sold | $375,000 |
| 2025-08-21 | Pending sale | $415,000 |
| 2025-08-12 | Price change | $415,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-10-25 | $2979.32 | N/A | $353,000 | 15.93% |
| 2022-10-25 | N/A | N/A | $304,500 | N/A |
| 2021-10-25 | N/A | N/A | $304,500 | N/A |



Listed by: SHARON DUKE • WILLIAM A. COOKE, LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #664523