67 Buffalo StreetHardwickVT05843
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 67 Buffalo Street, Hardwick, VT, 05843 in Hardwick. Priced at $259,000, it generates $2,281/mo in gross rent and $558/mo in net monthly cash flow, a 10.57% yield that comfortably supports the 1.96 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,697. Five-year appreciation: $71,557. Equity from principal paydown: $2,385/yr. Total projected cumulative return: $134,621.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $558 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,281 |
| Total Monthly Debt Service | $1,620 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05843, Hardwick, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,279 (100%) |
| Owner Occupied HU | 822 (64.3%) |
| Renter Occupied HU | 267 (20.9%) |
| Vacant Housing Units | 190 (14.9%) |
| Median Home Value | $215,068 |
| Average Home Value | $255,198 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
664
Multi-Family
16
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05843, Hardwick, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,279 (100%) |
| Owner Occupied HU | 822 (64.3%) |
| Renter Occupied HU | 267 (20.9%) |
| Vacant Housing Units | 190 (14.9%) |
| Median Home Value | $215,068 |
| Average Home Value | $255,198 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
664
Multi-Family
16
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices