67-342 Kukea CirWaialuaHI96791
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 67-342 Kukea Cir, Waialua, HI, 96791 in Waialua. Rental yield 5.84%. At $1,160,000 with 5.84% gross yield, current distributions are modest, but the 5% appreciation rate projects $320,487 in new equity by year five, complemented by $10,684/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.08) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $375,850.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.0% |
| Monthly Cash Flow | $(956) | $1,500 |
City averages based on Waialua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,650 |
| Total Monthly Debt Service | $6,144 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leane Horton • Hawaii Life
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202513457
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-18 03:47:28 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd