665 Little Refuge RdWaleskaGA30183
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 665 Little Refuge Rd, Waleska, GA, 30183 in Waleska at $850,000 earns $5,284/mo in rent and nets $110/mo after the $3,822/mo payment, a 7.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $234,839 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $7,829/yr in principal paydown, total projected return reaches $329,098.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $110 | $300 |
City averages based on Waleska market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,284 |
| Total Monthly Debt Service | $4,835 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
4.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30183, Waleska, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,836 (100%) |
| Owner Occupied HU | 2,292 (80.8%) |
| Renter Occupied HU | 236 ( 8.3%) |
| Vacant Housing Units | 308 (10.9%) |
| Median Home Value | $535,849 |
| Average Home Value | $529,976 |
Housing Distribution
Address Breakdown
Residential
2,808
Single Family
1,861
Multi-Family
947
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
4.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30183, Waleska, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,836 (100%) |
| Owner Occupied HU | 2,292 (80.8%) |
| Renter Occupied HU | 236 ( 8.3%) |
| Vacant Housing Units | 308 (10.9%) |
| Median Home Value | $535,849 |
| Average Home Value | $529,976 |
Housing Distribution
Address Breakdown
Residential
2,808
Single Family
1,861
Multi-Family
947
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices