6645 SE 91ST StreetHamptonFL32044
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6645 SE 91ST Street, Hampton, FL, 32044 in Hampton speaks for itself: 15.89% gross on a $259,500 price, generating $3,437/mo in rent and $1,715/mo in net income after the $1,167/mo debt service. DSCR 2.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,577 stacks alongside $71,695 in projected five-year appreciation and $2,390/yr in principal reduction. Projected total cumulative return: $209,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 7.0% |
| Monthly Cash Flow | $1,715 | $1,200 |
City averages based on Hampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,437 |
| Total Monthly Debt Service | $1,619 |
| DSCR Ratio | 2.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32044, Hampton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 988 (100%) |
| Owner Occupied HU | 690 (69.8%) |
| Renter Occupied HU | 178 (18.0%) |
| Vacant Housing Units | 120 (12.1%) |
| Median Home Value | $206,667 |
| Average Home Value | $257,275 |
Housing Distribution
Address Breakdown
Residential
705
Single Family
705
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32044, Hampton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 988 (100%) |
| Owner Occupied HU | 690 (69.8%) |
| Renter Occupied HU | 178 (18.0%) |
| Vacant Housing Units | 120 (12.1%) |
| Median Home Value | $206,667 |
| Average Home Value | $257,275 |
Housing Distribution
Address Breakdown
Residential
705
Single Family
705
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices