664 Lake Shore RdFriedensPA15541
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 664 Lake Shore Rd, Friedens, PA, 15541 in Friedens is capital appreciation. Rental yield 2.87%. The 2.87% gross yield at $650,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $179,583 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.53) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $73,499.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 6.2% |
| Monthly Cash Flow | $(2,704) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,555 |
| Total Monthly Debt Service | $4,001 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15541, Friedens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,793 (100%) |
| Owner Occupied HU | 1,272 (70.9%) |
| Renter Occupied HU | 192 (10.7%) |
| Vacant Housing Units | 329 (18.3%) |
| Median Home Value | $177,778 |
| Average Home Value | $245,702 |
Housing Distribution
Address Breakdown
Residential
1,536
Single Family
1,536
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15541, Friedens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,793 (100%) |
| Owner Occupied HU | 1,272 (70.9%) |
| Renter Occupied HU | 192 (10.7%) |
| Vacant Housing Units | 329 (18.3%) |
| Median Home Value | $177,778 |
| Average Home Value | $245,702 |
Housing Distribution
Address Breakdown
Residential
1,536
Single Family
1,536
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1752358