6625 Thistle Down DrHarrisburgNC28075
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6625 Thistle Down Dr, Harrisburg, NC, 28075 in Harrisburg: $3,265/mo in rent, $387/mo in net income, 8.43% gross yield, 1.56 DSCR, all at $465,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $128,471 in appreciation and $4,283/yr in principal paydown projects total cumulative return of $203,862.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $387 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,265 |
| Total Monthly Debt Service | $2,649 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28075, Harrisburg, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,188 (100%) |
| Owner Occupied HU | 7,123 (87.0%) |
| Renter Occupied HU | 877 (10.7%) |
| Vacant Housing Units | 188 ( 2.3%) |
| Median Home Value | $459,896 |
| Average Home Value | $503,724 |
Housing Distribution
Address Breakdown
Residential
7,549
Single Family
7,549
Multi-Family
0
Businesses
761
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28075, Harrisburg, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,188 (100%) |
| Owner Occupied HU | 7,123 (87.0%) |
| Renter Occupied HU | 877 (10.7%) |
| Vacant Housing Units | 188 ( 2.3%) |
| Median Home Value | $459,896 |
| Average Home Value | $503,724 |
Housing Distribution
Address Breakdown
Residential
7,549
Single Family
7,549
Multi-Family
0
Businesses
761
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Canopy MLS as distributed by MLS GRID
Mls ID: #4364675