6610 Browns Mountain RdLewistonCA96052
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play6610 Browns Mountain Rd, Lewiston, CA, 96052 in Lewiston is priced for appreciation, not yield. Rental yield 3.14%. At $375,000 with a 3.14% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $103,606 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.58) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $56,012.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 5.0% |
| Monthly Cash Flow | $(1,339) | $300 |
City averages based on Lewiston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $980 |
| Total Monthly Debt Service | $2,171 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1970
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96052, Lewiston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,039 (100%) |
| Owner Occupied HU | 575 (55.3%) |
| Renter Occupied HU | 157 (15.1%) |
| Vacant Housing Units | 307 (29.5%) |
| Median Home Value | $439,338 |
| Average Home Value | $537,713 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
124
Multi-Family
40
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1970
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96052, Lewiston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,039 (100%) |
| Owner Occupied HU | 575 (55.3%) |
| Renter Occupied HU | 157 (15.1%) |
| Vacant Housing Units | 307 (29.5%) |
| Median Home Value | $439,338 |
| Average Home Value | $537,713 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
124
Multi-Family
40
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Treanor • North State Realty
Mls Name: Trinity County AOR
Mls ID: #2112792