6605 N Country LnMalad CityID83252
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 6605 N Country Ln, Malad City, ID, 83252 in Malad City the bet is firmly on appreciation. Rental yield 1.36%. The 1.36% gross yield on a $893,900 price is below income-first thresholds, but 5%/yr value growth projects $246,968 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.25) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $71,425.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.0% |
| Monthly Cash Flow | $(4,131) | $200 |
City averages based on Malad City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,012 |
| Total Monthly Debt Service | $4,787 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
4.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83252, Malad City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,077 (100%) |
| Owner Occupied HU | 1,499 (72.2%) |
| Renter Occupied HU | 290 (14.0%) |
| Vacant Housing Units | 288 (13.9%) |
| Median Home Value | $292,179 |
| Average Home Value | $336,875 |
Housing Distribution
Address Breakdown
Residential
1,774
Single Family
1,723
Multi-Family
51
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
4.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83252, Malad City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,077 (100%) |
| Owner Occupied HU | 1,499 (72.2%) |
| Renter Occupied HU | 290 (14.0%) |
| Vacant Housing Units | 288 (13.9%) |
| Median Home Value | $292,179 |
| Average Home Value | $336,875 |
Housing Distribution
Address Breakdown
Residential
1,774
Single Family
1,723
Multi-Family
51
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Rupp • Berkshire Hathaway Home Services Intermountain Properties
Mls Name: UtahRealEstate.com
Mls ID: #2099713