47 Cedar LnMalad CityID83252
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 47 Cedar Ln, Malad City, ID, 83252 in Malad City delivers $2,328/mo in gross rent and $518/mo in net monthly income at a $299,900 entry. The 9.32% yield and 1.73 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $82,857 over five years and $2,762/yr in equity from loan paydown, total projected return is $151,915.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $518 | $200 |
City averages based on Malad City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,328 |
| Total Monthly Debt Service | $1,606 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83252, Malad City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,077 (100%) |
| Owner Occupied HU | 1,499 (72.2%) |
| Renter Occupied HU | 290 (14.0%) |
| Vacant Housing Units | 288 (13.9%) |
| Median Home Value | $292,179 |
| Average Home Value | $336,875 |
Housing Distribution
Address Breakdown
Residential
1,774
Single Family
1,723
Multi-Family
51
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83252, Malad City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,077 (100%) |
| Owner Occupied HU | 1,499 (72.2%) |
| Renter Occupied HU | 290 (14.0%) |
| Vacant Housing Units | 288 (13.9%) |
| Median Home Value | $292,179 |
| Average Home Value | $336,875 |
Housing Distribution
Address Breakdown
Residential
1,774
Single Family
1,723
Multi-Family
51
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BobbiLyn Summers • Mountain Valley Realty (Idaho)
Mls Name: UtahRealEstate.com
Mls ID: #2125341