660 W Carmichael StAvon ParkFL33825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow660 W Carmichael St, Avon Park, FL, 33825 in Avon Park is a top-tier cash-flow asset. At $226,900 it produces $3,364/mo in rent and $1,693/mo in net monthly income, a 17.79% gross rental yield. The DSCR of 3.30 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $20,314. Five-year appreciation adds $62,688, driving a total cumulative return of $196,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 7.0% |
| Monthly Cash Flow | $1,693 | $300 |
City averages based on Avon Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,364 |
| Total Monthly Debt Service | $1,580 |
| DSCR Ratio | 2.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,500 sqft lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33825, Avon Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,953 (100%) |
| Owner Occupied HU | 7,707 (59.5%) |
| Renter Occupied HU | 2,567 (19.8%) |
| Vacant Housing Units | 2,679 (20.7%) |
| Median Home Value | $207,045 |
| Average Home Value | $261,276 |
Housing Distribution
Address Breakdown
Residential
10,879
Single Family
10,748
Multi-Family
131
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,500 sqft lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33825, Avon Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,953 (100%) |
| Owner Occupied HU | 7,707 (59.5%) |
| Renter Occupied HU | 2,567 (19.8%) |
| Vacant Housing Units | 2,679 (20.7%) |
| Median Home Value | $207,045 |
| Average Home Value | $261,276 |
Housing Distribution
Address Breakdown
Residential
10,879
Single Family
10,748
Multi-Family
131
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices