66-342A Aukai Ln #2HaleiwaHI96712
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 66-342A Aukai Ln #2, Haleiwa, HI, 96712 in Haleiwa earns a 7.81% gross yield at $1,325,900. Rent of $8,634/mo nets $1,084/mo after the $5,962/mo mortgage. The 1.45 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $366,322 and $12,212/yr in equity accumulation project a total cumulative return of $569,671.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 9.0% |
| Monthly Cash Flow | $1,084 | $1,500 |
City averages based on Haleiwa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,634 |
| Total Monthly Debt Service | $7,023 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1938
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96712, Haleiwa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,372 (100%) |
| Owner Occupied HU | 1,515 (44.9%) |
| Renter Occupied HU | 1,279 (37.9%) |
| Vacant Housing Units | 578 (17.1%) |
| Median Home Value | $1,454,861 |
| Average Home Value | $1,516,413 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,300
Multi-Family
116
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1938
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96712, Haleiwa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,372 (100%) |
| Owner Occupied HU | 1,515 (44.9%) |
| Renter Occupied HU | 1,279 (37.9%) |
| Vacant Housing Units | 578 (17.1%) |
| Median Home Value | $1,454,861 |
| Average Home Value | $1,516,413 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,300
Multi-Family
116
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices