6585 Sugarcane CirOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 6585 Sugarcane Cir, Ocean Springs, MS, 39564 in Ocean Springs earns a 9.98% gross yield at $320,000. Rent of $2,661/mo nets $659/mo after the $1,439/mo mortgage. The 1.85 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $88,410 and $2,947/yr in equity accumulation project a total cumulative return of $163,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.5% |
| Monthly Cash Flow | $659 | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,661 |
| Total Monthly Debt Service | $1,874 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
10,454 sqft lot
$N/A/sqft
$250 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
10,454 sqft lot
$N/A/sqft
$250 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yana Sachleben • Keller Williams
Mls Name: MLS United
Mls ID: #4109781
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.