657 W Cottage LnDe RuyterNY13052



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in De Ruyter at 657 W Cottage Ln, De Ruyter, NY, 13052 priced at $712,700 pairs $3,551/mo rent with after a $3,488/mo payment. Total monthly income equals $3,551/mo. Return on cash invested is 13.88% in year one, and rental yield stands at 5.98% on a $712,700 basis. Equity gained on principal adds $4,599/yr, and 5% annual appreciation accumulates to $196,906 by year five. Five-year ROI measures 71.13% and total cumulative return in cash reaches $166,783. For financing, Ziffy Mortgage’s DSCR program evaluates $3,551/mo property income against a $3,488/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 2008
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13052, De Ruyter, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,047 (100%) |
| Owner Occupied HU | 540 (51.6%) |
| Renter Occupied HU | 122 (11.7%) |
| Vacant Housing Units | 385 (36.8%) |
| Median Home Value | $196,053 |
| Average Home Value | $230,657 |
Housing Distribution
Address Breakdown
Residential
609
Single Family
588
Multi-Family
21
Businesses
39
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