656 Hillside DrFairfieldCA94533
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 656 Hillside Dr, Fairfield, CA, 94533 in Fairfield is listed at $740,000 and delivers $5,384/mo in rent and $564/mo in net monthly cash flow. The 8.73% yield and 1.62 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $204,448 over five years, and $6,815/yr in principal reduction supplements cash return. Total projected cumulative return: $317,877.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $564 | $300 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,384 |
| Total Monthly Debt Service | $4,526 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kai Zou • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #325001077
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.