654 Sand Creek RdAlbanyNY12205
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Albany at 654 Sand Creek Rd, Albany, NY, 12205 offers $4,082/mo rent that, after a $2,013/mo payment, leaves $1,336/mo cash flow. Total monthly income is $4,082/mo, and annual cash flow is $16,026/yr on $136,346 cash. Return on cash invested measures 31.66% in year one, and rental yield stands at 11.91% at a $411,300 entry. Equity gained on principal adds $2,654/yr while 5% annual appreciation compounds into $113,635 by year five. Five-year ROI records 166.53% and total cumulative return in cash reaches $227,052. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,082/mo property income versus a $2,013/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12205, Albany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,405 (100%) |
| Owner Occupied HU | 8,074 (65.1%) |
| Renter Occupied HU | 3,698 (29.8%) |
| Vacant Housing Units | 633 ( 5.1%) |
| Median Home Value | $282,793 |
| Average Home Value | $315,310 |
Housing Distribution
Address Breakdown
Residential
12,022
Single Family
10,661
Multi-Family
1,361
Businesses
2,392
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