6525 Jacinto AveSacramentoCA95823
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing6525 Jacinto Ave, Sacramento, CA, 95823 in Sacramento is a stable, well-positioned rental at $537,490. Rental yield 6.66%. DSCR 1.23 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $148,499 in value and $4,950/yr in principal paydown builds equity, a total projected return of $176,090.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 4.8% |
| Monthly Cash Flow | $(437) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,984 |
| Total Monthly Debt Service | $3,207 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
5,301 sqft lot
$N/A/sqft
$96 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95823, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,165 (100%) |
| Owner Occupied HU | 11,666 (46.4%) |
| Renter Occupied HU | 12,588 (50.0%) |
| Vacant Housing Units | 911 ( 3.6%) |
| Median Home Value | $407,690 |
| Average Home Value | $420,938 |
Housing Distribution
Address Breakdown
Residential
24,750
Single Family
20,516
Multi-Family
4,234
Businesses
1,598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
5,301 sqft lot
$N/A/sqft
$96 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95823, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,165 (100%) |
| Owner Occupied HU | 11,666 (46.4%) |
| Renter Occupied HU | 12,588 (50.0%) |
| Vacant Housing Units | 911 ( 3.6%) |
| Median Home Value | $407,690 |
| Average Home Value | $420,938 |
Housing Distribution
Address Breakdown
Residential
24,750
Single Family
20,516
Multi-Family
4,234
Businesses
1,598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Coates • The Advantage Group
Mls Name: MetroList Services of CA
Mls ID: #226002404