6525 Highway 79 SPine BluffAR71603
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 6525 Highway 79 S, Pine Bluff, AR, 71603 in Pine Bluff delivers $1,342/mo in gross rent and $458/mo in net monthly income at a $147,000 entry. The 10.95% yield and 2.03 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $40,613 over five years and $1,354/yr in equity from loan paydown, total projected return is $85,135.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.0% |
| Monthly Cash Flow | $458 | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,342 |
| Total Monthly Debt Service | $825 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71603, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,008 (100%) |
| Owner Occupied HU | 7,681 (54.8%) |
| Renter Occupied HU | 4,534 (32.4%) |
| Vacant Housing Units | 1,793 (12.8%) |
| Median Home Value | $143,543 |
| Average Home Value | $183,568 |
Housing Distribution
Address Breakdown
Residential
13,392
Single Family
11,747
Multi-Family
1,645
Businesses
787
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71603, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,008 (100%) |
| Owner Occupied HU | 7,681 (54.8%) |
| Renter Occupied HU | 4,534 (32.4%) |
| Vacant Housing Units | 1,793 (12.8%) |
| Median Home Value | $143,543 |
| Average Home Value | $183,568 |
Housing Distribution
Address Breakdown
Residential
13,392
Single Family
11,747
Multi-Family
1,645
Businesses
787
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Haley Cox • Lunsford & Associates Realty Co.
Mls Name: CARMLS
Mls Provider:
Mls ID: #25017426
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.