6522 Velma PathSan AntonioTX78253
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.86% yield at 6522 Velma Path, San Antonio, TX, 78253 in San Antonio is solid, but the $1,448/mo payment compresses net cash flow to $49/mo at $321,999. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $88,962 by year five, and $2,966/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.64) without U.S. income documentation. Total projected return: $129,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.8% |
| Monthly Cash Flow | $49 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,377 |
| Total Monthly Debt Service | $2,162 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78253, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,920 (100%) |
| Owner Occupied HU | 24,381 (76.4%) |
| Renter Occupied HU | 5,603 (17.6%) |
| Vacant Housing Units | 1,936 ( 6.1%) |
| Median Home Value | $369,806 |
| Average Home Value | $387,104 |
Housing Distribution
Address Breakdown
Residential
32,575
Single Family
27,445
Multi-Family
5,130
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78253, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,920 (100%) |
| Owner Occupied HU | 24,381 (76.4%) |
| Renter Occupied HU | 5,603 (17.6%) |
| Vacant Housing Units | 1,936 ( 6.1%) |
| Median Home Value | $369,806 |
| Average Home Value | $387,104 |
Housing Distribution
Address Breakdown
Residential
32,575
Single Family
27,445
Multi-Family
5,130
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1932110