651 Glencliff CirThousand OaksCA91360
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 651 Glencliff Cir, Thousand Oaks, CA, 91360 in Thousand Oaks is listed at $999,000 and delivers $7,913/mo in rent and $1,733/mo in net monthly cash flow. The 9.5% yield and 1.76 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $276,005 over five years, and $9,201/yr in principal reduction supplements cash return. Total projected cumulative return: $490,322.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 4.5% |
| Monthly Cash Flow | $1,733 | $1,500 |
City averages based on Thousand Oaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,913 |
| Total Monthly Debt Service | $5,783 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
9,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91360, Thousand Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,738 (100%) |
| Owner Occupied HU | 10,144 (64.5%) |
| Renter Occupied HU | 4,909 (31.2%) |
| Vacant Housing Units | 685 ( 4.4%) |
| Median Home Value | $918,098 |
| Average Home Value | $995,091 |
Housing Distribution
Address Breakdown
Residential
15,241
Single Family
12,829
Multi-Family
2,412
Businesses
1,158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
9,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91360, Thousand Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,738 (100%) |
| Owner Occupied HU | 10,144 (64.5%) |
| Renter Occupied HU | 4,909 (31.2%) |
| Vacant Housing Units | 685 ( 4.4%) |
| Median Home Value | $918,098 |
| Average Home Value | $995,091 |
Housing Distribution
Address Breakdown
Residential
15,241
Single Family
12,829
Multi-Family
2,412
Businesses
1,158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices