65 Milford StMendonMA01756
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 65 Milford St, Mendon, MA, 01756 in Mendon is narrow, $165/mo net on $4,255/mo rent after the $2,918/mo debt service, but the property operates at break-even-plus, not a loss. At $649,000 with a 7.87% yield, the long-run equity case via 5% appreciation ($179,307 over five years) and $5,977/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $257,011.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $165 | $850 |
City averages based on Mendon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,255 |
| Total Monthly Debt Service | $3,832 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01756, Mendon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,300 (100%) |
| Owner Occupied HU | 1,991 (86.6%) |
| Renter Occupied HU | 231 (10.0%) |
| Vacant Housing Units | 78 ( 3.4%) |
| Median Home Value | $651,440 |
| Average Home Value | $665,663 |
Housing Distribution
Address Breakdown
Residential
2,160
Single Family
2,130
Multi-Family
30
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01756, Mendon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,300 (100%) |
| Owner Occupied HU | 1,991 (86.6%) |
| Renter Occupied HU | 231 (10.0%) |
| Vacant Housing Units | 78 ( 3.4%) |
| Median Home Value | $651,440 |
| Average Home Value | $665,663 |
Housing Distribution
Address Breakdown
Residential
2,160
Single Family
2,130
Multi-Family
30
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73492931