65 Adair St,Monticello,KY,42633

Investment Highlights

Rental property for sale in Monticello at 65 Adair St, Monticello, KY, 42633 offers $1,397/mo rent that, after a $587/mo payment, leaves $667/mo cash flow. Total monthly income is $1,397/mo, and annual cash flow is $8,004/yr on $39,780 cash. Return on cash invested measures 40.03% in year one, and rental yield stands at 13.97% at a $120,000 entry. Equity gained on principal adds $774/yr while 5% annual appreciation compounds into $33,154 by year five. Five-year ROI records 210.61% and total cumulative return in cash reaches $83,779. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,397/mo property income versus a $587/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.