649 Wild Horse LnBrandonMS39042
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 649 Wild Horse Ln, Brandon, MS, 39042 in Brandon: $3,031/mo in rent, $737/mo in net income, 9.83% gross yield, 1.82 DSCR, all at $370,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $102,224 in appreciation and $3,408/yr in principal paydown projects total cumulative return of $187,726.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.1% |
| Monthly Cash Flow | $737 | $325 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,031 |
| Total Monthly Debt Service | $2,147 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.26 Acres lot
$N/A/sqft
$360 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.26 Acres lot
$N/A/sqft
$360 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Detrice W Johnson • Keller Williams
Mls Name: MLS United
Mls ID: #4101704
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.