6481 Viewpoint DrSan DiegoCA92139
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder6481 Viewpoint Dr, San Diego, CA, 92139 in San Diego is a solid income-producing rental, 7.8% gross yield, $6,011/mo rent, $289/mo net cash flow on a $925,000 buy. DSCR 1.45 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $255,560 and $8,519/yr in principal reduction project a total cumulative return of $369,374.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 4.8% |
| Monthly Cash Flow | $289 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,011 |
| Total Monthly Debt Service | $5,354 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92139, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,635 (100%) |
| Owner Occupied HU | 6,233 (58.6%) |
| Renter Occupied HU | 4,141 (38.9%) |
| Vacant Housing Units | 261 ( 2.5%) |
| Median Home Value | $664,659 |
| Average Home Value | $792,239 |
Housing Distribution
Address Breakdown
Residential
10,742
Single Family
8,075
Multi-Family
2,667
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92139, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,635 (100%) |
| Owner Occupied HU | 6,233 (58.6%) |
| Renter Occupied HU | 4,141 (38.9%) |
| Vacant Housing Units | 261 ( 2.5%) |
| Median Home Value | $664,659 |
| Average Home Value | $792,239 |
Housing Distribution
Address Breakdown
Residential
10,742
Single Family
8,075
Multi-Family
2,667
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260004595