648 S Vernon StSan JacintoCA92583
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow648 S Vernon St, San Jacinto, CA, 92583 in San Jacinto earns its strong cash-flow label: 10.27% yield, $2,802/mo rent, $776/mo net income, DSCR 1.90. The $327,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $90,482 by year five. Combined with $3,016/yr in principal paydown, total projected return reaches $174,094.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $776 | $300 |
City averages based on San Jacinto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,802 |
| Total Monthly Debt Service | $1,896 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92583, San Jacinto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,971 (100%) |
| Owner Occupied HU | 7,361 (61.5%) |
| Renter Occupied HU | 3,982 (33.3%) |
| Vacant Housing Units | 628 ( 5.2%) |
| Median Home Value | $333,192 |
| Average Home Value | $378,728 |
Housing Distribution
Address Breakdown
Residential
10,860
Single Family
10,194
Multi-Family
666
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92583, San Jacinto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,971 (100%) |
| Owner Occupied HU | 7,361 (61.5%) |
| Renter Occupied HU | 3,982 (33.3%) |
| Vacant Housing Units | 628 ( 5.2%) |
| Median Home Value | $333,192 |
| Average Home Value | $378,728 |
Housing Distribution
Address Breakdown
Residential
10,860
Single Family
10,194
Multi-Family
666
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A