647 Dorothy LnJacksonMS39272
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 647 Dorothy Ln, Jackson, MS, 39272 in Jackson. Priced at $215,000, it generates $2,074/mo in gross rent and $758/mo in net monthly cash flow, a 11.57% yield that comfortably supports the 2.14 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,095. Five-year appreciation: $59,401. Equity from principal paydown: $1,980/yr. Total projected cumulative return: $130,264.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 8.0% |
| Monthly Cash Flow | $758 | $450 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,074 |
| Total Monthly Debt Service | $1,230 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39272, Byram, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,957 (100%) |
| Owner Occupied HU | 4,103 (68.9%) |
| Renter Occupied HU | 1,384 (23.2%) |
| Vacant Housing Units | 470 ( 7.9%) |
| Median Home Value | $194,189 |
| Average Home Value | $208,284 |
Housing Distribution
Address Breakdown
Residential
5,744
Single Family
4,860
Multi-Family
884
Businesses
656
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39272, Byram, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,957 (100%) |
| Owner Occupied HU | 4,103 (68.9%) |
| Renter Occupied HU | 1,384 (23.2%) |
| Vacant Housing Units | 470 ( 7.9%) |
| Median Home Value | $194,189 |
| Average Home Value | $208,284 |
Housing Distribution
Address Breakdown
Residential
5,744
Single Family
4,860
Multi-Family
884
Businesses
656
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dwight Barnes • The Agency Haus LLC DBA Agency
Mls Name: MLS United
Mls ID: #4092491
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.