6467 State Highway 97 WJeffersonvilleGA31044
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 6467 State Highway 97 W, Jeffersonville, GA, 31044 in Jeffersonville worth modelling. At $219,000 with a 7.89% gross yield, the $1,440/mo rent leaves $107/mo after the $985/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.46 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $60,506 by year five; $2,017/yr in principal reduction adds further equity. Total projected return: $89,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.0% |
| Monthly Cash Flow | $107 | $1,200 |
City averages based on Jeffersonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,246 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
3.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31044, Jeffersonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,294 (100%) |
| Owner Occupied HU | 900 (69.6%) |
| Renter Occupied HU | 192 (14.8%) |
| Vacant Housing Units | 202 (15.6%) |
| Median Home Value | $94,222 |
| Average Home Value | $156,911 |
Housing Distribution
Address Breakdown
Residential
1,000
Single Family
1,000
Multi-Family
0
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
3.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31044, Jeffersonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,294 (100%) |
| Owner Occupied HU | 900 (69.6%) |
| Renter Occupied HU | 192 (14.8%) |
| Vacant Housing Units | 202 (15.6%) |
| Median Home Value | $94,222 |
| Average Home Value | $156,911 |
Housing Distribution
Address Breakdown
Residential
1,000
Single Family
1,000
Multi-Family
0
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices