646 Via BogotaVistaCA92081
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow646 Via Bogota, Vista, CA, 92081 in Vista earns its strong cash-flow label: 10.94% yield, $5,098/mo rent, $1,545/mo net income, DSCR 2.03. The $559,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $154,441 by year five. Combined with $5,148/yr in principal paydown, total projected return reaches $311,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $1,545 | $300 |
City averages based on Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,098 |
| Total Monthly Debt Service | $3,331 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
3,664 sqft lot
$N/A/sqft
$95 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
3,664 sqft lot
$N/A/sqft
$95 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices