646 Thomson RdWashingtonGA30673
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 646 Thomson Rd, Washington, GA, 30673 in Washington speaks for itself: 15.3% gross on a $319,900 price, generating $4,080/mo in rent and $2,133/mo in net income after the $1,438/mo debt service. DSCR 2.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $25,596 stacks alongside $88,382 in projected five-year appreciation and $2,946/yr in principal reduction. Projected total cumulative return: $258,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 8.0% |
| Monthly Cash Flow | $2,133 | $200 |
City averages based on Washington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,080 |
| Total Monthly Debt Service | $1,820 |
| DSCR Ratio | 2.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
4.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30673, Washington, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,915 (100%) |
| Owner Occupied HU | 2,187 (55.9%) |
| Renter Occupied HU | 1,008 (25.7%) |
| Vacant Housing Units | 720 (18.4%) |
| Median Home Value | $120,746 |
| Average Home Value | $240,575 |
Housing Distribution
Address Breakdown
Residential
3,103
Single Family
3,067
Multi-Family
36
Businesses
364
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
4.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30673, Washington, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,915 (100%) |
| Owner Occupied HU | 2,187 (55.9%) |
| Renter Occupied HU | 1,008 (25.7%) |
| Vacant Housing Units | 720 (18.4%) |
| Median Home Value | $120,746 |
| Average Home Value | $240,575 |
Housing Distribution
Address Breakdown
Residential
3,103
Single Family
3,067
Multi-Family
36
Businesses
364
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices