645 S Meridian RdHudsonMI49247
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 645 S Meridian Rd, Hudson, MI, 49247 in Hudson: $1,417/mo in rent, $492/mo in net income, 12.23% gross yield, 2.27 DSCR, all at $139,100. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $38,431 in appreciation and $1,281/yr in principal paydown projects total cumulative return of $84,725.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 7.0% |
| Monthly Cash Flow | $492 | $400 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,417 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
10.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49247, Hudson, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,661 (100%) |
| Owner Occupied HU | 1,887 (70.9%) |
| Renter Occupied HU | 417 (15.7%) |
| Vacant Housing Units | 357 (13.4%) |
| Median Home Value | $202,699 |
| Average Home Value | $249,191 |
Housing Distribution
Address Breakdown
Residential
2,441
Single Family
2,333
Multi-Family
108
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
10.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49247, Hudson, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,661 (100%) |
| Owner Occupied HU | 1,887 (70.9%) |
| Renter Occupied HU | 417 (15.7%) |
| Vacant Housing Units | 357 (13.4%) |
| Median Home Value | $202,699 |
| Average Home Value | $249,191 |
Housing Distribution
Address Breakdown
Residential
2,441
Single Family
2,333
Multi-Family
108
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices