645 Howard AveEugeneOR97404








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Eugene at 645 Howard Ave, Eugene, OR, 97404 with 5% annual appreciation on a $374,000 basis while $2,576/mo rent supports operations. Total monthly income totals $2,576/mo and a $1,831/mo payment preserves $318/mo for cash returns. Annual cash flow comes to $3,816/yr on $123,981 deployed, and return on cash invested reaches 22.99% in year one. Equity gained on principal adds $2,413/yr, and five-year appreciation sums $103,329 alongside rental yield of 8.27%. Five-year ROI measures 119.18% and total cumulative return in cash totals $147,757.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,576/mo property income versus a $1,831/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1947
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97404, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,381 (100%) |
| Owner Occupied HU | 9,823 (68.3%) |
| Renter Occupied HU | 4,183 (29.1%) |
| Vacant Housing Units | 375 ( 2.6%) |
| Median Home Value | $460,916 |
| Average Home Value | $537,222 |
Housing Distribution
Address Breakdown
Residential
14,133
Single Family
13,469
Multi-Family
664
Businesses
652
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Listed by: Dustin Vollstedt • Hybrid Real Estate
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #121092235
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2025 RMLS, Portland, Oregon. This content last updated on 2025-10-24 05:14:09 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.








