645 Evergreen DrSandersvilleGA31082
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 645 Evergreen Dr, Sandersville, GA, 31082 in Sandersville. At $262,500 it earns $1,986/mo in rent and distributes $388/mo to the owner after the $1,180/mo payment, a consistent 9.08% yield. DSCR 1.68 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $72,524 in value; $2,418/yr in principal paydown compounds ownership stake. Total projected return: $124,478.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $388 | $400 |
City averages based on Sandersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,986 |
| Total Monthly Debt Service | $1,493 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31082, Sandersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,705 (100%) |
| Owner Occupied HU | 2,751 (58.5%) |
| Renter Occupied HU | 1,380 (29.3%) |
| Vacant Housing Units | 574 (12.2%) |
| Median Home Value | $167,728 |
| Average Home Value | $210,803 |
Housing Distribution
Address Breakdown
Residential
4,328
Single Family
4,170
Multi-Family
158
Businesses
569
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31082, Sandersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,705 (100%) |
| Owner Occupied HU | 2,751 (58.5%) |
| Renter Occupied HU | 1,380 (29.3%) |
| Vacant Housing Units | 574 (12.2%) |
| Median Home Value | $167,728 |
| Average Home Value | $210,803 |
Housing Distribution
Address Breakdown
Residential
4,328
Single Family
4,170
Multi-Family
158
Businesses
569
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beverly B Webb • Town & Country RE & Inv Co Inc
Mls Name: GAMLS
Mls ID: #10611640