231 W Adams StTennilleGA31089
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 231 W Adams St, Tennille, GA, 31089 in Tennille: $1,622/mo in rent, $253/mo in net income, 8.65% gross yield, 1.60 DSCR, all at $225,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $62,163 in appreciation and $2,072/yr in principal paydown projects total cumulative return of $101,460.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.0% |
| Monthly Cash Flow | $253 | $150 |
City averages based on Tennille market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,622 |
| Total Monthly Debt Service | $1,280 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1887
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31089, Tennille, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,075 (100%) |
| Owner Occupied HU | 1,200 (57.8%) |
| Renter Occupied HU | 625 (30.1%) |
| Vacant Housing Units | 250 (12.0%) |
| Median Home Value | $155,331 |
| Average Home Value | $241,219 |
Housing Distribution
Address Breakdown
Residential
1,945
Single Family
1,856
Multi-Family
89
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1887
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31089, Tennille, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,075 (100%) |
| Owner Occupied HU | 1,200 (57.8%) |
| Renter Occupied HU | 625 (30.1%) |
| Vacant Housing Units | 250 (12.0%) |
| Median Home Value | $155,331 |
| Average Home Value | $241,219 |
Housing Distribution
Address Breakdown
Residential
1,945
Single Family
1,856
Multi-Family
89
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices