6439 Bock RdOxon HillMD20745
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 6439 Bock Rd, Oxon Hill, MD, 20745 in Oxon Hill is narrow, $21/mo net on $2,882/mo rent after the $2,068/mo debt service, but the property operates at break-even-plus, not a loss. At $460,000 with a 7.52% yield, the long-run equity case via 5% appreciation ($127,090 over five years) and $4,237/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $175,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $21 | $400 |
City averages based on Oxon Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,882 |
| Total Monthly Debt Service | $2,678 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices