643 McCarley Dr #174BonaireGA31005
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 643 McCarley Dr #174, Bonaire, GA, 31005 in Bonaire hard to pass up. The 13.79% gross yield on a $440,200 purchase results in $5,057/mo in rent and $2,349/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.56). Annual cash flow of $28,182, five-year appreciation of $121,619, and $4,054/yr in equity build-up combine for a projected total cumulative return of $318,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 6.0% |
| Monthly Cash Flow | $2,349 | $250 |
City averages based on Bonaire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,057 |
| Total Monthly Debt Service | $2,533 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.27 Acres lot
$N/A/sqft
$350 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.27 Acres lot
$N/A/sqft
$350 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices