6420 S 41st StRogersAR72758
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 6420 S 41st St, Rogers, AR, 72758 in Rogers the bet is firmly on appreciation. Rental yield 4.98%. The 4.98% gross yield on a $645,000 price is below income-first thresholds, but 5%/yr value growth projects $178,202 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.09) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $198,901.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.5% |
| Monthly Cash Flow | $(1,210) | $450 |
City averages based on Rogers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,175 |
| Total Monthly Debt Service | $3,621 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paige Johnson Group • Keller Williams Market Pro Realty Branch Office
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1306434
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.