6400 Sharp RdCalistogaCA94515
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Calistoga rentals match the income profile of 6400 Sharp Rd, Calistoga, CA, 94515. Listed at $1,795,000, gross rent is $39,000/mo and net cash flow is $27,896/mo, a 26.07% yield well above national averages. DSCR 4.83 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $495,925 by year five with $16,532/yr in annual principal reduction, projecting $2,475,723 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.1% | 6.0% |
| Monthly Cash Flow | $27,896 | $1,500 |
City averages based on Calistoga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $39,000 |
| Total Monthly Debt Service | $10,390 |
| DSCR Ratio | 3.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1998
22.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94515, Calistoga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,281 (100%) |
| Owner Occupied HU | 1,573 (47.9%) |
| Renter Occupied HU | 1,132 (34.5%) |
| Vacant Housing Units | 576 (17.6%) |
| Median Home Value | $926,881 |
| Average Home Value | $1,090,348 |
Housing Distribution
Address Breakdown
Residential
2,972
Single Family
2,810
Multi-Family
162
Businesses
424
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1998
22.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94515, Calistoga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,281 (100%) |
| Owner Occupied HU | 1,573 (47.9%) |
| Renter Occupied HU | 1,132 (34.5%) |
| Vacant Housing Units | 576 (17.6%) |
| Median Home Value | $926,881 |
| Average Home Value | $1,090,348 |
Housing Distribution
Address Breakdown
Residential
2,972
Single Family
2,810
Multi-Family
162
Businesses
424
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices