640 E Calhoun StWoodstockIL60098
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 640 E Calhoun St, Woodstock, IL, 60098 in Woodstock hard to pass up. The 11.34% gross yield on a $274,500 purchase results in $2,593/mo in rent and $640/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.10). Annual cash flow of $7,678, five-year appreciation of $75,839, and $2,528/yr in equity build-up combine for a projected total cumulative return of $146,431.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.0% |
| Monthly Cash Flow | $640 | $350 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,593 |
| Total Monthly Debt Service | $1,844 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2002
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2002
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices