64 Peach Tree Ln, Fredericksburg, VA, 22406 | $635/mo Cash Flow

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64 Peach Tree Ln, Fredericksburg, VA, 22406 | $635/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Fredericksburg at 64 Peach Tree Ln, Fredericksburg, VA, 22406 listed at $449,990 pairs $3,324/mo rent with a $2,202/mo payment to leave $635/mo cash flow. Total monthly income runs $3,324/mo, and annual cash flow reaches $7,614/yr on $149,172 cash to close. Return on cash invested measures 25.01% in year one, and rental yield registers 8.86% at a $449,990 basis. Equity gained on principal adds $2,904/yr, and annual property appreciation at 5% supports $124,324 by year five. Five-year ROI tracks 129.94% and total cumulative return in cash totals $193,827. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,324/mo property income relative to a $2,202/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1965

2.50 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 64 Peach Tree Ln, a rare opportunity to own a private retreat in the heart of Stafford with no HOA. Nestled on a 2.5 acre lot, this property offers the perfect balance of privacy and convenience. The home has two finished levels featuring spacious bedrooms and plenty of storage. Hardwood floors grace most of the main level. The lower level provides plenty of space for recreation and a 4th bedroom NTC. Appliances, windows, interior doors and hardware, lighting, attic insulation, granite countertops, bathrooms, water heater were all updated in 2022. HVAC in 2019. Surrounded by mature trees and lush natural landscaping, the setting feels peaceful and secluded- yet you are just minutes from I-95, commuter lots, shopping, schools, and dining!

Neighborhood Data

Neighborhood data shown for ZIP Code: 22406, Fredericksburg, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,783 (100%)
Owner Occupied HU	7,841 (72.7%)
Renter Occupied HU	2,572 (23.9%)
Vacant Housing Units	370 ( 3.4%)
Median Home Value	$524,923
Average Home Value	$558,865