639 S Conkling St, Baltimore, MD, 21224 | $1,758/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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639 S Conkling St, Baltimore, MD, 21224 | $1,758/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 639 S Conkling St, Baltimore, MD, 21224 priced at $474,999 pairs $4,712/mo rent with $1,758/mo cash flow after a $2,325/mo payment. Total monthly income equals $4,712/mo, and annual cash flow comes to $21,091/yr on $157,462 invested. Return on cash invested is 33.3% in year one, and rental yield stands at 11.9% on a $474,999 basis. Equity gained on principal adds $3,065/yr, and 5% annual appreciation accumulates to $131,233 by year five. Five-year ROI measures 174.71% and total cumulative return in cash reaches $275,106. For financing, Ziffy Mortgage’s DSCR program evaluates $4,712/mo property income against a $2,325/mo payment instead of your W2s, 1099s, or Tax returns.

Townhouse

Built in 1920

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to 639 South Conkling St, a well-maintained Baltimore City rowhome offering flexibility, charm, and great potential. The main level features an open, inviting living space with solid hard wood flooring, and plenty of natural light. The kitchen is spacious with beautiful granite countertops, making everyday living and entertaining easy. Step upstairs into a spacious and beautifully designed second level featuring four generous bedrooms, perfect for families, guests, or creating a home office or hobby space. The highlight of this level is the luxurious primary ensuite, offering a true retreat with a soothing soaking/jetted tub, ideal for unwinding after a long day. Enjoy the convenience of double closets, providing ample storage and organization. The lower level includes its own full kitchen and half bath, offering excellent potential as an in-law suite or private guest space. This added versatility makes the property ideal for both homeowners and investors. Located close to commuter routes, local dining, parks, and city conveniences, this home delivers value and opportunity. Schedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21224, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	25,761 (100%)
Owner Occupied HU	11,693 (45.4%)
Renter Occupied HU	11,336 (44.0%)
Vacant Housing Units	2,732 (10.6%)
Median Home Value	$309,162
Average Home Value	$337,987